Get instant access to your money right from your phone. Securely tap to pay with Apple Pay, Google Pay and Samsung Pay.
Your T-Mobile MONEY account is insured up to $250,000.
When you use your T-Mobile MONEY debit card, you’re protected when fraud occurs. With Mastercard's Zero Liability Protection, you will not be held responsible for unauthorized transactions (see terms and conditions).
Bye bye, overdraft fees. Plus, T-Mobile wireless customers who deposit at least $200 in a month and register for perks get $50 in Got Your Back overdraft protection.
Safeguard your data with your phone’s built-in security features.
Turn off your debit card instantly if you think something fishy is going on.
*How APY works and what it means for you: As a T-Mobile MONEY customer you earn 4.00% annual percentage yield (APY) on balances up to and including $3,000 in your Checking Account per month when: 1) you are enrolled in a qualifying T-Mobile postpaid wireless plan; 2) you have registered for perks with your T-Mobile ID; and 3) at least $200 in qualifying deposits have posted to your Checking Account before the last business day of the month. Deposits posting on or after the last business day of the month count toward the next month’s qualifying deposits. Promotional deposits are not eligible toward the $200 in deposits. If you meet this deposit requirement in a given month we will pay you this benefit in the subsequent month as an added value provided all other requirements are met. This added value is subject to change. Balances above $3,000 in the Checking Account earn 1.00% APY. The APY for this tier will range from 4.00% to 2.79% depending on the balance in the account (calculation based on a $5,000 average daily balance). Customers who do not qualify for the 4.00% APY will earn 1.00% APY on all Checking Account balances for any month(s) in which they do not meet the requirements listed above. APYs are accurate as of 12/7/2020, but may change at any time at our discretion. Fees may reduce earnings. For more information, see Account Disclosures / Terms and Conditions or go to our FAQs.
Get paid up to 2 days early with direct deposit: Subject to description and timing of the employer payroll-based direct deposit, we typically make funds available the business day received, which may be up to 2 days earlier than scheduled.