More interest = More MONEY

Everyone earns 1.00%* APY on all balances. T-Mobile wireless customers with qualifying service can earn 4.00% APY* on balances up to $3,000 and 1.00% APY above that in their T-Mobile MONEY checking account by depositing at least $200/month.
* Click here for APY details.

No more account fees.

It’s your money. Keep it. No overdraft fees. No maintenance fees. No fees at Allpoint® ATMs. No minimum balance. See how we compare

More no-fee ATMs than the big guys.

Access over 55,000 no-fee ATMs worldwide with the Allpoint® ATM Network. That’s more than Bank of America, Chase, or Wells Fargo. Find an ATM

Rest easy. Your money is secure.

From free Got Your Back overdraft protection and FDIC insurance to 24/7 customer support, T-Mobile MONEY has got you covered.
  • Mobile wallet

    Get instant access to your money right from your phone. Tap to pay with Apple Pay, Google Pay or Samsung Pay.

  • Pay bills in a snap

    Be on time, every time. Set up and pay your bills with T-Mobile MONEY.

  • Mobile check deposits

    Snap pics of your checks from wherever life takes you.

  • Direct deposit made easy

    The T-Mobile MONEY app helps you seamlessly switch or set up a new direct deposit in minutes.

    See how

Get started in minutes.

Signing up is super easy. Open an account today on mobile or web and start your path to better MONEY!