* Depending on the payer’s deposit description, we generally post direct deposits the day they are received, which may be up to 2 days before your payer’s scheduled payment date.

Switching banks couldn’t be any easier.

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Browse thousands of verified depositors, or add a new one.

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Choose one account or split across multiple.

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Confirm your depositor and account.

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That’s it – now be on the lookout for your first deposit!

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Got questions?

Does T-Mobile MONEY offer early direct deposit?

Yes! With T-Mobile MONEY, you can get your paycheck up to 2 days early* when you use direct deposit.

Existing direct deposits automatically receive this benefit. New direct deposits typically take up to 2 pay cycles to begin posting to your account and can be set up with your employer or let us do the work for you!

*Depending on the payer’s deposit description, we generally post direct deposits the day they are received, which may be up to 2 days before your payer’s scheduled payment date.

What do I do if I set up direct deposit, but I'm not getting my paycheck one or two days early?

Depending on the payer’s deposit description, we generally post direct deposits the day they are received, which may be up to 2 days before your payer’s scheduled payment date. If you are not receiving your direct deposit early, contact us so we can investigate your unique direct deposit situation to see if there is anything we can do to help. However, based on the factors above it may be out of our control as to when the funds from your paycheck become available.

Contact us by sending a secure message to a T-Mobile MONEY Specialist in your T-Mobile MONEY app. To send us a secure message about this topic, go to 'Support' (in the 'More' menu in your mobile app) then tap 'New secure message' and choose 'Get paid up to 2 days early' in the 'Category' dropdown menu.

When submitting your secure message, please be sure to include the following information:
-Name of your employer
-Dates of transaction

Can I direct deposit government payments to my T-Mobile MONEY account?

Yes. Use your T-Mobile MONEY routing number 067092886 and account number to direct deposit government payments like tax refunds or unemployment checks. To see how you can direct deposit government stimulus payments to T-Mobile MONEY, please visit the IRS Get My Payment website (https://www.irs.gov/coronavirus/get-my-payment).

How do I set up direct deposit?

It's easy and you can get paid up to 2 days early*! Just go to 'Add money' then 'Direct deposit' in your app to begin the process. We've teamed up with an industry leader to make direct depositing your paycheck into your T-Mobile MONEY account fast and hassle-free. Learn more about our easy direct deposit setup.

You can also go straight to your HR department, and use the process that they currently have in place by providing them with your routing number and account number. 

New direct deposits typically take up to 2 pay cycles to begin posting to your account.

*Depending on the payer’s deposit description, we generally post direct deposits the day they are received, which may be up to 2 days before your payer’s scheduled payment date.